Loan-to-value policy: evidence from Turkish dual banking system


PİRGAİP B., Hepsen A.

INTERNATIONAL JOURNAL OF ISLAMIC AND MIDDLE EASTERN FINANCE AND MANAGEMENT, vol.11, no.4, pp.631-649, 2018 (SSCI) identifier identifier

Abstract

Purpose-This paper aims to answer how effective the loan-to-value (LTV) regulation has been since 2011 for conventional and Islamic (participation) banks in Turkey in terms of curbing mortgage loan growth and delinquency[1].