Loan-to-value policy: evidence from Turkish dual banking system

PİRGAİP B., Hepsen A.

INTERNATIONAL JOURNAL OF ISLAMIC AND MIDDLE EASTERN FINANCE AND MANAGEMENT, cilt.11, sa.4, ss.631-649, 2018 (SSCI) identifier identifier

  • Yayın Türü: Makale / Tam Makale
  • Cilt numarası: 11 Sayı: 4
  • Basım Tarihi: 2018
  • Doi Numarası: 10.1108/imefm-08-2017-0208
  • Dergi Adı: INTERNATIONAL JOURNAL OF ISLAMIC AND MIDDLE EASTERN FINANCE AND MANAGEMENT
  • Derginin Tarandığı İndeksler: Social Sciences Citation Index (SSCI), Scopus
  • Sayfa Sayıları: ss.631-649
  • Anahtar Kelimeler: Turkey, Islamic banks, Conventional banks, Macroprudential policy, Loan-to-value (LTV) ratio, HOUSE PRICES, MONETARY-POLICY, CREDIT
  • İstanbul Üniversitesi Adresli: Evet

Özet

Purpose-This paper aims to answer how effective the loan-to-value (LTV) regulation has been since 2011 for conventional and Islamic (participation) banks in Turkey in terms of curbing mortgage loan growth and delinquency[1].