Loan-to-value policy: evidence from Turkish dual banking system
INTERNATIONAL JOURNAL OF ISLAMIC AND MIDDLE EASTERN FINANCE AND MANAGEMENT, cilt.11, sa.4, ss.631-649, 2018 (SSCI, Scopus)
- Yayın Türü: Makale / Tam Makale
- Cilt numarası: 11 Sayı: 4
- Basım Tarihi: 2018
- Doi Numarası: 10.1108/imefm-08-2017-0208
- Dergi Adı: INTERNATIONAL JOURNAL OF ISLAMIC AND MIDDLE EASTERN FINANCE AND MANAGEMENT
- Derginin Tarandığı İndeksler: Social Sciences Citation Index (SSCI), Scopus
- Sayfa Sayıları: ss.631-649
- Anahtar Kelimeler: Turkey, Islamic banks, Conventional banks, Macroprudential policy, Loan-to-value (LTV) ratio, HOUSE PRICES, MONETARY-POLICY, CREDIT
- İstanbul Üniversitesi Adresli: Evet
Özet
Purpose-This paper aims to answer how effective the loan-to-value (LTV) regulation has been since 2011 for conventional and Islamic (participation) banks in Turkey in terms of curbing mortgage loan growth and delinquency[1].