Education
2013 - 2016
2013 - 2016Doctorate
Istanbul Technical University, Sosyal Bilimler Enstitüsü, İktisat, Turkey
2010 - 2013
2010 - 2013Postgraduate
Galatasaray University, Sosyal Bilimler Enstitüsü, İktisat, Turkey
2005 - 2008
2005 - 2008Undergraduate
University of London-London School of Economics and Political Science, ., B.Sc. İn Mathematics And Economics, United Kingdom
2003 - 2008
2003 - 2008Undergraduate
Istanbul Bilgi University, İibf, Mathematics And Economics (Honors Degree), Turkey
Dissertations
2016
2016Doctorate
Essays in Monetary Policy and Banking
Istanbul Technical University, Social Science Institute, Economics
2013
2013Postgraduate
İktisatta Çoğulculuk
Galatasaray University, Sosyal Bilimler Enstitüsü, İktisat
Certificates, Courses and Trainings
2016
2016Ekonometri Yaz Okulu
Education Management and Planning
İTÜ
Research Areas
Social Sciences and Humanities
Economics
Economic Policy
Academic Positions
2021 - Present
2021 - PresentAssociate Professor
Istanbul University, Faculty of Economics, Management Information Systems
2020 - 2021
2020 - 2021Associate Professor
Istanbul University, Faculty of Economics, Department of Economics
2018 - 2020
2018 - 2020Assistant Professor
Istanbul University, Faculty of Economics, İngilizce İktisat Bölümü
2017 - 2018
2017 - 2018Assistant Professor
Istanbul University, Faculty of Economics, İngilizce İktisat Bölümü
2014 - 2017
2014 - 2017Research Assistant
Istanbul Technical University, Sbe/İktisat, Ekonomi
Non Academic Experience
2007 - 2013
2007 - 2013EKONOMİ MASASI KOORDİNATÖRÜ
EKOPOLİTİK, EKONOMİ MASASI KOORDİNATÖRÜ
Supervised Theses
in Progress
in ProgressPostgraduate
R&D In The Turkish Defense Industry
Övenç G. (Advisor)
H.Sağlam(Student)
in Progress
in ProgressPostgraduate
BLOCKCHAIN AND MONETARY POLICY
Övenç G. (Advisor)
M.DOĞAN(Student)
2025
2025Doctorate
An empirical analysis of e-commerce from the perspective of behavioral economics
Övenç G. (Advisor)
H.AL(Student)
2024
2024Postgraduate
Somalı̇ ve Türkı̇ye arasındakı̇ ikı̇lı̇ tı̇caret: Fırsatlar ve güçlükler
Övenç G. (Advisor)
S.IBRAHİM(Student)
2024
2024Doctorate
Essays on efficiency, profitability, and stability of the Iraqi banking industry
Övenç G. (Advisor)
B.ALDAN(Student)
Articles
All (16)
SCI-E, SSCI, AHCI (2)
SCI-E, SSCI, AHCI, ESCI (6)
ESCI (4)
Scopus (4)
TRDizin (6)
Other Publications (6)
2025
20251. Intentions and Actual Behavior of E-Commerce Adopters: An Empirical Study of the Turkish E-Commerce Market
ÖVENÇ G., Al Hassany H.
The Discourse , 2025 (Peer-Reviewed Journal)
2025
20252. Discover how fintech is transforming bank performance: insights from an emerging economy
ÖVENÇ G., Nabiyev A. B.
Cogent Economics and Finance
, vol.13, no.1, 2025 (ESCI)
2024
20243. AN EMPIRICAL ANALYSIS OF THE IMPACT OF EFFICIENCY, RISK-TAKING, AND COMPETITION ON PROFITABILITY: AN APPLICATION IN IRAQ BANKING
Abdulsattar B. F., Övenç G.
Tec Empresarial , vol.6, no.1, pp.1-20, 2024 (Peer-Reviewed Journal)
2023
20234. The symbiotic relationship and collaboration between commercial banks and fintechs in Turkey
Nabiyev A. B., ÖVENÇ G.
HUMANITIES & SOCIAL SCIENCES COMMUNICATIONS
, vol.10, no.1, 2023 (AHCI)
2023
20235. Estimating Cost Efficiency Function and Market Power Indicators of Commercial Banks: An Empirical Study of Iraq
Faraj B. A. A., ÖVENÇ G.
Audit Accounting Review , 2023 (Peer-Reviewed Journal)
2022
20226. Türkiye’deki Konvansiyonel ve Katılım Bankacılığının Karşılaştırmalı Analizi: Ücret ve Komisyon Gelirleri, Mevduat Faizleri ve Kârlılık
AYDEMİR R., KADIOĞLU M. K., ÖVENÇ G.
ULUSLARARASI İSLAM EKONOMISI VE FINANSI ARAŞTIRMALARI DERGISI
, vol.8, pp.78-105, 2022 (Peer-Reviewed Journal)
2021
20217. The Analysis of the Economic Relationship Between An Emerging Economy Turkey and Small Island Northern Cyprus: Ruling Political Parties, Their Ideologies and Foreign Aid
ÖVENÇ G., Atagül E.
Anadolu Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi
, vol.22, no.4, pp.51-70, 2021 (Peer-Reviewed Journal)
2021
20218. Central Bank Digital Currencies under Blockchain Technology: Discussion of Digital Bank Runs and Design Principles
DOĞAN M., ÖVENÇ G.
Avrupa Bilim ve Teknoloji Dergisi
, vol.0, no.27, pp.699-709, 2021 (Peer-Reviewed Journal)
2020
20209. A benchmark modelling for participation-based tax increment financing
Varli Y., Övenç G.
ISRA International Journal of Islamic Finance
, vol.12, no.2, pp.253-264, 2020 (ESCI)
2019
201910. ECONOMIC INDICATORS AND HOUSING DEVELOPMENT: REGIONAL BASED EXPLORATORY ANALYSIS IN TURKEY
Alkay E., Övenç G., Watkins C.
MARMARA İBF , vol.41, no.1, pp.1-22, 2019 (Peer-Reviewed Journal)
2019
201911. Investigating Regional Differences in Housing Affordability of Different Income Groups
ALKAY E., ÖVENÇ G.
International journal of political science & urban studies (online)
, vol.7, no.1, pp.260-285, 2019 (Peer-Reviewed Journal)
2019
201912. Dynamic Analysis of Defaults and Prepayments in the Turkish Mortgage Market
Varli Y., Övenç G.
SOSYOEKONOMI
, vol.27, no.39, pp.39-54, 2019 (ESCI)
2018
201813. 2001’den Günümüze Türkiye Ekonomisinin Dış Borç Görünümü
Övenç G.
BİLİMEVİ İKTİSAT , no.4, pp.60-73, 2018 (Peer-Reviewed Journal)
2018
201814. Loan to Deposit Ratio, Non-Core Liability and Profitability in the Turkish Banking Sector: Evidences From Dynamic Panel Model
Aydemir R., Övenç G., Koyuncu A.
EGE ACADEMIC REVIEW
, vol.18, no.3, pp.495-506, 2018 (ESCI)
2016
201615. Interest rates, the yield curve and bank profitability in an emerging market economy
Aydemir R., Övenç G.
ECONOMIC SYSTEMS
, vol.40, no.4, pp.670-682, 2016 (SSCI)
2014
201416. Japon İşi Kalkınma
Övenç G.
Süreç Analiz , no.10, pp.55-57, 2014 (Non Peer-Reviewed Journal)
Papers Presented at Peer-Reviewed Scientific Conferences
2022
20221. The Circular Economy in the Textile Industry- A Systematic Literature Review
Kayacan B., Övenç G., Güngör N., Pişkin B.
International Istanbul Economic Research Conference (IIERC), İstanbul, Turkey, 24 - 26 November 2022, pp.5, (Summary Text)
2019
20192. Are Private Banks More Sensitive to Interest RateStructure Than Public Banks: The Analysis of Ownership Structure
Övenç G.
International Conference of TRC Emerging Markets: Recent Challenge, Ankara, Turkey, 13 - 14 June 2019, pp.1-2, (Full Text)
2019
20193. Interest Expenditure of Central Government Budget in Some Emerging Economies
Övenç G.
INSAC, Konya, Turkey, 19 April 2019 - 20 April 2020, pp.1-2, (Full Text)
2016
20164. ASSESSING HOUSING AFFORDABILITY AND SPATIAL VARIATIONS IN TURKEY
Alkay E., Övenç G., Watkins C.
New Pressures on Cities and Regions Regional Studies Association, London, United Kingdom, 24 - 25 November 2016, vol.1, no.1, pp.1-2, (Summary Text)
2016
20165. Cross Border Banking Liability and Banking Profitability in An Emerging Economy
Övenç G., Aydemir R.
2016 International Academic Business Conference San Francisco, CA, California, United States Of America, 31 July - 04 August 2016, vol.1, no.1, pp.1-2
2016
20166. How Do Capital Inflows Affect Bank Profitability in Turkey
Aydemir R., Övenç G.
19th EBES, İstanbul, Turkey, 26 - 28 May 2016, vol.1, pp.1-2, (Summary Text)
2016
20167. Interest Rates, the Yield Curve and Banking Profitability in An Emerging Economy
Aydemir R., Övenç G.
19th EBES, İstanbul, Turkey, 26 - 28 May 2016, vol.1, no.1, pp.1-2, (Summary Text)
Books
2025
20251. Davranışsal Finans ve Teknoloji Üzerine Makaleler
Övenç G.
Filiz Kitabevi, İstanbul, 2025
2025
20252. The State of the Turkish Fintech Ecosystem and Case Studies on Bank-Fintech Collaborations
Övenç G., Nabiyev A.
in: The Future of Banking-Innovations and Challenges, Macek,A.,Murg, Editor, IntechOpen, London, pp.1-20, 2025
2023
20233. TÜRK İMALAT SANAYİİNDE KOBİ'ler - Üretim, Verimlilik, İhracat, Girişimcilik ve İnovasyon - SEÇİLMİŞ ÜLKELERLE KARŞILAŞTIRMALI BİR ANALİZ
Akkuş G. E., Pişkin B., Övenç G., Vergil H.
İstanbul Ticaret Odası, İstanbul, 2023
2023
20234. Global Studies on Management Information Systems
Kartal E. (Editor), Akadal E. (Editor), Övenç G. (Editor), Tabar S. (Editor)
Istanbul University, İstanbul, 2023
2023
20235. COMPARISON OF FINTECH ECOSYSTEMS IN SOME EMERGING ECONOMIES: TECHNOLOGY, 5G COVERAGE, DIGITAL PAYMENT AND CRYPTOCURRENCY
ÖVENÇ G.
in: GLOBAL STUDIES ON MANAGEMENT INFORMATION SYSTEMS, , Editor, Istanbul University, İstanbul, pp.1-16, 2023
2019
20197. KÜRESEL BAĞLAMDA PARA POLİTİKASI VE FİNANSAL PİYASALAR: TÜRKİYE İÇİN ANALİZLER VE ÖNERİLER
Övenç G., Varlı Y.
YALIN, İstanbul, 2019
2019
20198. The Yield Curve and Credit Risk: An Analysis of theTurkish Banking Sector with Panel Data
Övenç G.
in: The Pursuit of the Best, Rasim Özcan, Editor, Nobel Yayınevi, Ankara, pp.123-139, 2019
2018
201810. EKONOMİK REFAH VE GÜVENLİK BAĞLAMINDA TİCARET DİPLOMASİSİ
ALKAN H., KAPLAN M., ÖVENÇ G.
MÜSİAD, 2018
2018
201811. Capital Flows and Banking in the Turkish Economy
AYDEMİR R., ÖVENÇ G.
in: Turkish Economy Between Middle Income Trap and High Income Status, Aysan A.F., Babacan M., Gür. N., Karahan H., Editor, Palgrave Macmillan, London , Cham, pp.171-192, 2018
Funded Projects
2024 - 2025
2024 - 2025Assessment of Climate Change Impacts on Food Safety and Determination of Adaptation Strategies
AB IPA Project
Kayacan B.(Executive), Karagöz Özenç F., Övenç G., Adaş C. G., Vural G., Kocakaya G., et al.
2023 - 2025
2023 - 2025Assessment of Climate Change Impacts on Food Safety and Enhancing the Resilience of Rural Communities
AB IPA Project
Kayacan B. (Executive), Karagöz Özenç F., Övenç G., Adaş C. G., Kocakaya G., Vural G., et al.
2022 - 2024
2022 - 2024
Circular Economy Innovative Initiative in Textiles for an Entrepreneurial Europe (CITE)
Horizon Europe Project , Horizon Europe Project
Kayacan B. (Executive), Övenç G., Pişkin B., Vural G.
2022 - 2024
2022 - 2024Blokzincir ve Veri Bilimi Araştırma Projesi
Project Supported by Higher Education Institutions , BAP Research Project
(Project Abstract)
AKADAL E. (Executive), ÖVENÇ G., ÖZEN Z., KARTAL E., BOLCAN A. Z., SERDAROĞLU Ü. S., et al.
2022 - 2024
2022 - 2024İstanbul Üniversitesi Otorite Güvenceli ve Açık Erişim Blokzinciri
Project Supported by Higher Education Institutions , BAP Research Project
AKADAL E. (Executive), ADAR K. Ü., ÖVENÇ G.
2021 - 2023
2021 - 2023Building Virtual Learning Platform for Environmentally-Friendly Digital Transformation Management
Erasmus Project , Erasmus+ KA2 Cooperation for Innovation and the Exchange of Good Practices, European Level
(Project Abstract)
Doğan İ. (Executive), Ünal E., Yerlikaya Ö., Övenç G.
2021 - 2022
2021 - 2022Türk İmalat Sanayiinde Faaliyet Gösteren Küçük ve Orta Büyüklükteki İşletmelerin (KOBİ'LER) Verimlilik ve Dış Ticaret Performansları: Seçilmiş Ülkelerle Karşılaştırmalı Bir Analiz
Chamber / Union / Professional Association
(Project Abstract)
(Project Final Report)
Akkuş G. E. (Executive), Vergil H., Övenç G., Pişkin B.
2021 - 2022
2021 - 2022Türk İmalat Sanayiinde Faaliyet Gösteren KOBİlerin Verimlilik ve Dış Ticaret Performanslarının Mukayeseli Analizi
Chamber / Union / Professional Association
(Project Abstract)
Övenç G., Akkuş G. E.(Executive), Vergil H.
2015 - 2017
2015 - 2017
Construction, Economic Development and Planning Policies
Newton Programme Project , Newton Fund, Advanced Fellowships Project
(Project Abstract)
Övenç G., Alkay E., Watkins C.
2014 - 2015
2014 - 2015
TRB2 Bölgesi Çağrı Merkezleri Sektör Analizi
Development Agency
(Project Abstract)
Övenç G., Erdal F., Sofuoğlu M.